Online loan companies for bad credit -Online bad credit loans are available from us

Taylor loan is one of the so-called SMS loans, it can be included in the category of fast non-bank loans before payout. The credit framework is from CZK 1,000 to CZK 13,000, with the maximum limit of CZK 5,000 being set aside for new clients. On the contrary, the maturity period is a bit longer, except for standard 5 to 30 days, clients can set the loan maturity for two or even three months. The loan is an interesting alternative for those who do not have one month to repay the loan and need to break it down for a little longer.

As far as client requirements are concerned, an important condition is to have your own bank account – this is already checked at registration, each new client needs to verify his / her identity (either via internet banking or by paying one crown fee from his / her account). When approving the registers of debtors are also checked, while the confirmation of income is not automatically required. The interest rate is 0.90% of the loaned amount per day, so it is relatively high – it pays to repay the loan as quickly as possible. Early repayment is possible, plus less.

As soon as next business day online bad credit loans are available from us

With online bad credit loans, everything is much easier – learn more.

In your Internet browser, first, open the page at our website. Right at the start of the site, you’ll see a simple credit calculator to set up your loan parameters. As a new client, you can choose a loan of up to CZK 5,000, with a maturity of 5 to 30 days, then 60 days or 90 days. Once you have selected the required loan amount and maturity, you will immediately see the installment amount – so you can adjust the amount or maturity to suit your needs. When you’re satisfied with your settings, click Apply.

You must first register as a new client, so click on the appropriate button to create a new user account.

The registration form will be opened immediately and you must complete it. All fields are required, so you must provide all the required information. First you need to fill in your mobile number, name, surname, email address and personal identification number, then fill in the information from your ID card. Then fill in your permanent address, if you live elsewhere, enter your correspondence address. At the end of the form you will set your new login password, you click on the terms of the loan and click the button to complete the registration

The next step is to verify your identity. This can be done in two ways – either by logging into your internet banking or by making a one-crown payment. Identity verification is done because the loan is intended only for those who have their own bank account.

Finally, just confirm your submission and wait for it to be reviewed. Once your loan application is approved, the money will be immediately transferred to your bank account. In most cases, the money is credited to your account within 15 minutes, so the loan is really very fast.

FAQ – Frequently Asked Questions

How high and for how long can I borrow as a brand new client?

If you apply for a loan with Taylor for the first time, you can get a loan of up to CZK 5,000. However, the maturity period is the same as for regular clients, so it can be set within 5 to 30 days, then 60 days or 90 days.

Does interest rates differ for new and permanent clients?

No, the interest rate on Taylor loans is uniform and is always charged at 0.90% of the borrowed amount per day. The shorter the maturity of the loan, the cheaper the loan will be for you.

Can the loan maturity date be shifted if necessary?

Yes, if you find that you are unable to pay the full amount before the due date, you can request an extension of the loan term. You can extend your loan by a maximum of 30 days and you have to pay a separate renewal fee – you must pay it within five days of being approved.

Can I have my loan sent to my relative’s bank account?

Unfortunately, this loan is not possible. One of the main conditions is that the loan applicant has its own bank account. Therefore, if you do not have it, for example, for execution or other reasons, your loan request will not be approved.

Is the loan suitable for those who have a SOLUS entry?

No, the records in debtors’ registers, including the known SOLUS register, are also checked when processing applications. If you have an entry in it, you must count on your application being rejected.

Is it possible to arrange a loan in person or just over the Internet?

The loan can only be handled over the internet, but it is not difficult. If you do not know what to do, you can also use our customer service, available every day from 9 am to 8 pm. If you have any questions, please contact us.

Why should I take out a loan with Taylor?

There are several reasons for borrowing from Taylor – it is absolutely safe and proven loan, the arrangement is very simple and convenient, the payment is fast (within 15 minutes of approval you have money in the account) and if necessary the loan can be extended. In addition to most short-term quick loans, there is also the option to set a longer maturity of 60 or 90 days.

Final evaluation

Taylor’s non-bank loan undoubtedly has its pros, but it is a fairly fundamental negative. Among the advantages of a loan are undoubtedly a longer maturity, where each client can set a repayment period of up to two or three months. Plus, very well-arranged and easy-to-use websites, simple loan arrangements, the possibility of extending the maturity or clearly defined conditions with a single interest rate are also a plus. The principal minus is the actual amount of interest – 0.90% of the borrowed amount a day is really a lot and especially for higher amounts, the loan will be really expensive. The disadvantage is that when registering, the registers of debtors and bad luck are those who do not have their own bank account. Overall, the Taylor loan can be described as an interesting option for those who need only a small amount, but not just 30 days to repay. Since most similar short-term loans are only for a month, Taylor certainly has a lot of sense for many people, but it is important to note that interest is very high.

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